Guidelines for Certificates of Insurance coverage published in Texas State

Certificate associated with insurance is really a document released by or with respect to an insurance provider to a 3rd party who hasn't contracted using the insurer to buy an insurance policy. The most typical type associated with certificate is actually that supplied for educational purposes in order to advise a 3rd party of the actual existence and quantity of insurance issued towards the named covered.

The process for requesting for certificates of insurance in United States

-      The digesting of demands for certification of insurance coverage is possibly the most troublesome job performed by insurance companies today. The duty can end up being time-consuming as well as labor-intensive. Otherwise handled correctly, the process can make significant E&O exposures for that agency. In many agencies, even the ones that issue a large number of certificates every year, the job is performed without extra compensation towards the agency

-      Certificate holders often ask for special text or distinctive forms as proof of insurance. When a real estate agent prepares a unique certificate type or utilizes special text, the real coverage supplied by the policy might be misrepresented or even obscured - either unintentionally or deliberately.

With these types of issues in your mind, the panel of directors from the Independent Insurance coverage agents of Texas sanctioned formation from the Task forces on Records of Insurance coverage in March 2006. The task force had been charged along with addressing difficulties encountered through independent brokers and their own customers by using certificates of insurance

Insurance coverage agents of Texas determine the following:

• Determining specific difficulties experienced through agents along with certificate make use of

• Determining the methods and needs imposed upon agents as well as customers through specific sectors

• Determining possible methods to those methods or needs which produce liability with regard to agents as well as customers

• Suggesting corporation along with other business groups to complete needed modifications

Rules and regulation concerning certification of insurance in Texas

What exactly are an agent’s lawful duties concerning certificates associated with insurance, so far as Texas regulation law and Texas Department associated with Insurance rules are concerned.

There isn't any specific regulation in Texas that adjusts certificates associated with insurance.

Within the Insurance portion of the Texas administrative Code, rule number 5. 203 demands certificates released for car insurance to involve the following statement or perhaps a statement that is substantially just like the subsequent:

-      This certification of insurance coverage neither affirmatively or even negatively amends, stretches, nor changes the protection afforded through any policy right here on.

-      This wording is definitely like the wording present in at minimum three locations about the standard ACORD certification form.

Upon September 8, 2006, the Texas Division of Insurance coverage issued Commissioner’s Bulletin no. B-0035-06.

With this bulletin, the Commissioner reminded insurance companies and agents that the certificate associated with insurance should clearly as well as accurately condition the insurance policy provided.

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The Maze Runner: The Scorch Trials Trailer Is Action-Packed And Harrowing

In the crowded post-apocalyptic teen dystopia marketplace, The Hunger Games is the undisputed champ. While they dropped a trailer for the latest installment, the series capping Mockingjay—Part 2, another similarly themed sequel, Maze Runner: The Scorch Trials, also unveiled a new look, showcasing what these movies bring to the table. And in case you forgot, that is action piled on action. Check it out for yourself.

While The Hunger Games definitely features action, it also relies heavily on story, character, and atmosphere, among other elements, to create an expansive, well-rendered world and heroine. Reading James Dashner’s novels that serve as the source material for The Maze Runner movies, I remember not thinking much of them from a story or character perspective, but I remarked that they would probably make kick ass movies. Judging by the first movie, and this new Scorch Trials trailer, director Wes Ball and company have delivered on that front.

It’s really the pace and tempo that drive these movies, and the big action scenes and continual forward motion help smooth over any narrative gaps or weaknesses in the story. The first film focuses on Thomas (Dylan O’Brien, Teen Wolf), a young man who wakes up in a place called the Glade with no idea how he got there. Surrounded by high walls and an ever-changing maze full of monsters called Grievers, the Glade is populated by other teens in a similar state, all trying to find a way out.

The story does itself a favor by being self-contained like this, allowing the film to focus on this place and these people without having to worry about the bigger world outside just yet. You’re already engaged and familiar by the time you get to The Scorch Trials, which breaks the setting wide open. Here you, and the characters, are exposed to the world beyond the Glade, and as you can see, it’s all kinds of messed up. There’s the nefarious organization/corporation WCKD, the landscape is a burned out wasteland, and there’s some kind of vicious virus that turns everyone into monsters to contend with.

From what we see in this trailer, The Scorch Trials is basically a long string of action-packed, harrowing scenes designed to put Thomas and his friends in danger. They battle infected people, tussle with Aiden Gillen from Game of Thrones, and trek across the desolate badlands where they encounter a group of resistance fighters. There are even adults this time around (there’s really one in the first movie) and female characters (there are only two in the first: one who is barely there, and one who is barely written). This looks to have all of the things that made The Maze Runner a much bigger hit than many people expected last year, as well as providing something new in the form of an expanding world.

Maze Runner: The Scorch Trials hits theaters September 18. 

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Watch Everything Wrong With The Sixth Sense In One Video

It’s now become the norm to poke and laugh at anything that M. Night Shyamalan tries his hand at behind the camera. To be fair to the naysayers, that’s only because he’s given them plenty of ammunition. But it shouldn’t be forgotten just how good his breakout Hollywood film was. In fact, The Sixth Sense is still a pop culture phenomenon to this day. That being said, there are still plenty of things wrong with it, as Cinema Sins have so helpfully noted for us.

Fair play to the good folks over at Cinema Sins, because while they were able to spot quite a number of flaws and errors with the film, they were also able to admit that it still deserves mad props for its revelations and spooky set-ups. 

Within the video, they make the very valid point that The Sixth Sense probably wouldn’t get made today. Not only because M. Night Shyamalan’s career is currently in a slump – more of that later – but because we have to wait 50 minutes to actually get to the jist of the plot. 

Not that that’s a bad thing though. In fact, It really is easy to forget how good The Sixth Sense is. Okay, it might falter with additional viewings as you become more and more obsessed with spotting how Shyamalan tricked you the first time round, but it is still undeniably spooky and compelling, while also featuring a stellar all round cast.

Heck, even Donnie Wahlberg, who is the man responsible for gunning down Bruce Willis’ Dr. Malcolm Crowe at the start of The Sixth Sense, before then turning the gun on himself, excels. But just about managing to wrestle the attention away from the founding member of New Kids On The Block is the leading quartet of Bruce Willis, Haley Joel Osment, Toni Collette, and Olivia Williams. 

Hayley Joel Osment and Toni Collette would even go on to be nominated for Academy Awards in the Best Actor and Best Supporting Actress categories, while despite overseeing The Happening and Last Airbender, M. Night Shyamalan will always be able to tell the world that he’s a two-time Oscar nominee. 

As we all know, the last few years haven’t been great to the writer/director – with titles like The Lady In The Water, The Happening, The Last Airbender, and After Earth all doing their part to irretrievably damage his career. However, The Visit, which is due out later this month, is rumored to repair some of this damage, with many already calling it one of the scariest films of the year. We’ll see if that’s the case when The Visit is released on September 11th. 

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5 Reasons Mad Max: Fury Road Was This Summer's Best Movie

Now that the summer has officially ended, movie fans are already amalgamating their best-of lists. And while the likes of Mission: Impossible – Rogue Nation, Inside Out, and The End Of The Tour each enthralled and wowed for a variety of reasons, nothing quite made the critical impact of Mad Max: Fury Road.

Already hailed as one of the greatest action films ever made, Mad Max: Fury Road is now available to buy on DVD and Blu-ray, which means you can now be blown away by George Miller’s bodacious spectacle in the comfort of your own home. To celebrate this release, and for those of you who haven’t already been convinced that Mad Max: Fury Road will make a worthy addition to your shelf, here are five reasons why you should purchase it immediately, and why it was the best movie of summer 2015. 

It Really Shouldn’t Have Been Made

George Miller was given $150 million to create Mad Max: Fury Road, and it still boggles the mind that Warner Bros. actually entrusted him with so much money to create his sensational garish blockbuster that is completely unlike its peers. The previous Mad Max instalment was released all the way back in 1985, while Miller’s recent successes had only come in the animation genre. Plus it was R-rated, was shot in the Namibia desert, and took over two and half years to edit together. 

All of this possibly should have given the folks at Warner Bros. pause about funding the film, but they continued to throw money behind it, and Miller’s full vision is up on the screen. Given how many reports we hear about studio meddling, kudos must be given for allowing the writer/director space to create Mad Max: Fury Road, and one could argue that it bodes very well for their work on the DC catalog. 

It’s A Sequel That Actually Builds Upon Its Predecessors

Back in 1981, George Miller’s Mad Max: The Road Warrior did a spectacular job building upon the world created in its lower budget 1979 predecessor, Mad Max. The same could even be said for 1985’s Beyond Thunderdome, which, despite its many, many foibles, had moments of rich storytelling and legitimately showed a different side of post-apocalyptic society. It’s truly in the tradition of this series for each sequel to add something more to the legend of the titular character, and the most recent chapter is no exception.

Taking what was seen before to extreme new levels, Mad Max: Fury Road built upon George Miller’s efforts in a more visceral and pulsating fashion, while it both semi-rebooted the character and alluded to Mad Max’s mythos. It also did all of this while taking advantage of technological advancements in cinema, which made it look slick, poetic, and luscious. 

It’s Gloriously Over-The-Top

Most modern mainstream directors try to make their characters and heroes as realistic and human as possible, but with Mad Max: Fury Road George Miller threw this approach out of the window and let it get trampled by Immortan Joe’s war party. Not only are the film’s characters wonderfully over the top and exaggerated, but their actions, interactions, and fashion are all delightfully distinctive and spectacular too. It all matches with the unbelievable and brilliant aesthetic that the filmmaker created more than 30 years ago, an it all pops thanks to truly amazing cinematography and terrifically bright and unique palette. 

In what other film/world are you going to see a cavalcade of oddly shaped weirdoes wasting water in their barren world while guzzling up fuel despite there being a shortage? And, of course, all of this is soundtracked by a deranged guitarist with fire sprouting out of his instrument! 

Simple Plot + Rounded Characters = Cinematic Triumph

Though its visuals and deranged characters may be wild and complex, Mad Max: Fury Road is still a wonderfully simple bit of storytelling. The plot is only instigated after Charlize Theron’s Imperator Furiosa decides to turn left, and then it’s just a two-hour live action version of Catch The Pigeon.

In that ride, though, we’re brought up to speed with Imperator, Max, Nux, Immortan Joe and the five wives’ ambitions and desires – all helping movie-goers engage with the film on a deeper level and appreciate what’s going on. Each performer keeps their character both mysterious and relatable, and the increasingly bodacious action scenes are heightened because our uncomplicated rapport with them. It’s very simple storytelling that it outfitted with outlandish design, and the end result is beautiful and, in a word, mad. 

It Proves There Is Still Room For Originality In The Blockbuster

Admit it: you’ve been growing weary of the superhero machine for quite some time now. Don’t be ashamed, we all have been. That doesn’t mean that the genre still can’t prosper, but it also means that films like Mad Max: Fury Road are all the more refreshing. 

Mad Max: Fury Road not only proves/reminds us that summer, action spectacle can be created in a fresh, exhilarating, and relentless fashion, but that it can still be terrifically original too (despite the fact that it is itself part of a larger franchise). The film unquestionably looks like nothing that we’ve ever seen on the big screen before, and that element trickles down to the characterization and story and makes us really feel like we’re watching something special. It’s not exactly common for Hollywood to deliver movies that can be accurately described as just a two-hour chase scene – but that’s exactly what George Miller’s film delivers, and we’re incredibly thankful for it. 

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What we know about 'Hateful Eight' so far

Hateful Eight

Back in 2012, writer/director Quentin Tarantino once again brought his incredible skills back to the big screen with Django Unchained. Telling the story of a freed slave who goes on a mission to rescue his wife from an evil plantation owner, the movie was once again a huge success for the filmmaker, and he not only received very positive reviews, but also an Academy Award for his screenplay. Naturally, we’re only more excited for his next cinematic adventure, which will be coming soon in the form of the violent new post-Civil War drama The Hateful Eight. 

Seemingly mixing together elements of Reservoir Dogs and Django Unchained, and equipping the story with a brilliant ensemble cast, the film looks like it could be something really special. But what exactly is the story in the movie, and who are the characters we will be meeting? Well, for your benefit we’ve put together this handy guide, which puts everything we know about the flick in one easy-to-read feature. Read on to find out what we know about The Hateful Eight so far! 

Quentin Tarantino

Fittingly, The Hateful Eight will be the eighth feature film of writer/director Quentin Tarantino’s incredible career (counting the two Kill Bill halves as one), but it’s a project that almost didn’t happen. While the filmmaker was doing behind-the-scenes work on the film back in early 2014, a draft of the screenplay managed to leak online. Claiming that he was personally betrayed, Tarantino said that he was going to shelves his plans for the film, and would instead consider possibly just publishing it. 

During a long drawn out lawsuit with Gawker that was ultimately dismissed, Tarantino hosted a special one-night-only stage reading of The Hateful Eight in Los Angeles. At the time, it seemed like it would possibly be the only time a Quentin Tarantino-directed performance would be held, but that changed after the reading when it was reported that the writer/director was still working on the script. 

In the summer of 2014, it was revealed that the production was back on, and that Quentin Tarantino was starting to put pieces of his cast together. Filming began back in January, and The Hateful Eight is now in post-production. Sadly, The Weinstein Company, which is handling distribution on the project, has not yet announced a release date for the film. 

H8ful story

Based on an original screenplay by Quentin Tarantino – just like all of the director’s other films – this new project is set in the years just after the Civil War, and begins with a bounty hunter (Kurt Russell) and his bounty (Jennifer Jason Leigh) making their way through Wyoming during winter on their way to a town called Red Rock. Along the road, they wind up meeting two strangers, but this is only the beginning of the story. Eventually, a blizzard forces the group off the road entirely and into an establishment called Minnie’s Haberdashery. This location is actually already filled with four other individuals taking shelter from the storm – some with darker tales than others. As the night goes on, tensions flare, and in true Tarantino fashion, blood will be spilt. 

John Ruth: "The Hangman"

As noted during the plot synopsis, Kurt Russell character is one of the first we meet in the narrative, and his name is John Ruth. As you probably could have guessed, he earns the nickname "The Hangman" because he’s a bounty hunter who’s pretty damn good at bringing people to justice. The Hateful Eight will actually be the second time that Russell has had the opportunity to work with Quentin Tarantino, as they previously collaborated on the Death Proof half of the double-feature Grindhouse. Russell was originally going to have a role in the writer/director’s Django Unchained, but wound up leaving the production. His part wound up being absorbed by Walton Goggins. Russell is a missed presence in any movie he’s not in, so it’s great to see him working with Tarantino once again. 

Daisy Domergue: "The Prisoner"

Throughout his career, Quentin Tarantino has made a habit of making surprising casting choices and getting them to pay off in major ways. When it comes to The Hateful Eight, one can pinpoint Jennifer Jason Leigh as the production’s most interesting castmember. There was a time when a rumor was swirling around that the part of Daisy Domergue was going to go to Jennifer Lawrence, but that was debunked when Leigh got the part in October of last year. She begins the film as John Ruth’s captured prisoner, heading to Red Rock to face punishment for the crime of murder. Whether or not she will actually get there is a very reasonable question. 

Major Marquis Warren: "The Bounty Hunter"

Major Marquis Warren is one of the two characters who John Ruth and Daisy Domergue wind up encountering on their little misadventure, and he will be played by the one and only Samuel L. Jackson. The character has been described as being an infamous bounty hunter himself, though he also made a name for himself as a soldier fighting for the union. The Hateful Eight will be the fifth time that Jackson has had the opportunity to work with Quentin Tarantino as a director – and the truth is that they make magic every time out. From his Oscar nominated turn as Jules Winnfield in Pulp Fiction to the detestable Stephen in Django Unchained, it’s been proven time and time again that the two men work incredibly well together 

Chris Mannix: "The Sheriff"

While it’s not entirely clear if John Ruth and Daisy Domergue wind up encountering the aforementioned roadside strangers together or apart, but in addition to Major Marquis Warren, the duo will also be running into Chris Mannix – played by Walton Goggins. He’s a Southerner who has moved out to the west and claims to be the new sheriff in town… though whether or not he can be trusted is evidently debatable. As mentioned earlier in this guide, The Hateful Eight will be a reunion between Quentin Tarantino and Walton Goggins, as they previously had the chance to work together making Django Unchained. That, however, was a very small role, and hopefully this one will be a bit more significant. 

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Fast And Furious 8: Everything We Know

Movies that earn more than $1 billion worldwide tend to produce sequels. As such, Furious 8 was a no-brainer. Yet, the ridiculously lucrative Furious 7, ended with real closure, and raised some burning questions. Can the series continue following the death of Paul Walker? Should the series tell more stories in the lives of these now iconic screen characters, or is it time to let the Fast & Furious crew drive off into the sunset on one of the highest notes in franchise history?

That conversation is ongoing, but at least we have a definitive answer. Vin Diesel took to the stage of CinemaCon recently and confirmed that Fast & Furious 8 is happening, and will reach theaters on April 14, 2017. It’s definitely happening! But there remain a ton of questions about who will be involved both in front of and behind the camera. Let’s dig in to all that we already know about the upcoming Fast & Furious sequel: 

The Kurt Russell Connection

It bears repeating that Furious 7 always was going to be the start of a new trilogy of Fast films, though that plan was changed once Paul Walker died. James Wan confirmed that the original ending of Furious 7 would have led to new stories. But the first real hint we got about Fast & Furious 8 came when Vin Diesel appeared on the Jimmy Kimmel show and revealed that supreme badass Kurt Russell was added to part seven as a tease for what the crew wanted to do in part eight. And Vin spoke in the present tense, saying that Russell’s covert character, Mr. Nobody, would be a catalyst for events that would follow through in Fast & Furious 8. Now, Walker likely was going to be part of that adventure, and now will not be. But that doesn’t mean the show can’t go on.

The New York Setting

In the same clip, Vin Diesel dropped the interesting nugget that the crew would shift their mission for (or against) Mr. Nobody to the streets of New York City. Which, in my opinion, is fantastic. The Fast & Furious movies always have been an L.A.-based franchise, and Diesel delivered on his promise to return the series to Southern California with Furious 7. But a series that has stopped in so many amazing global cities has yet to invade the Big Apple, and I want to see Toretto’s crew try to stay fast in midtown Manhattan traffic. (The "furious" part won’t be difficult. New Yorkers are always mad about something.) In a recent conversation, The Rock told the media that they wanted to give Furious 7 time to breathe, and to succeed, but that they were "up for the challenge" of doing Furious 8. And Diesel chimed in that F8 sounds like "Fate," something he said Walker always believed. 

Justin Lin’s Return

James Wan was an unusual choice to helm Furious 7 after Justin Lin decided not to come back after directing multiple Fast films. Wan primarily was known as a horror guy, and his lone foray into "action" – the Kevin Bacon drama Death Sentence -- went largely unseen. It’s very possible that Wan could come back to direct a Fast & Furious 8, especially given the success of Furious 7. But a few months back, a story broke on Deadline that Lin would return to the series to direct a multi-part finale. Wan even said in a recent interview that Justin Lin would be the perfect choice to bring the series to a close. This plan still could be in place, though Lin is about to board the U.S.S. Enterprise as the director of Star Trek 3, so Universal might have to put their red-hot series on ice for a bit if they want to wait or Lin’s services. Would that be a good idea?

Lucas Black’s Contract

Those paying attention to the Fast & Furious timeline synch couldn’t have been that surprised to see Lucas’ Black’s Tokyo Drift hero, Sean Boswell, return to the screen. Furious 6 revealed that Han was killed by Deckard Shaw (Jason Statham), so Dom pitstopped to Tokyo to meet with Sean, get information on this new threat, and bring Han’s body back to Los Angeles for a proper burial. At the time, Black revealed that he had signed up for Fast & Furious parts 7, 8 and 9. Again, plans for the series seem fluid, but if Black was a part of the future story before, I see no reason to think he couldn’t be part of the next two chapters, at least. Drift on!

The Eva Mendes Rumor

So far, the Fast & Furious films have made a habit out of bringing familiar faces back into the fold. Michelle Rodriguez was believed to be dead before returning for Fast & Furious 6. We just mentioned Lucas Black, and his presence in Furious 7. So with the timeline realigned now, it makes sense that a recent rumor suggests the return of Eva Mendes’s character, U.S. Customs Agent Monica Fuentes, be brought back into the story. As we learned in Furious 7, Dom and his crew now runs in criminal circles that involve the federal government – or, shadow arms of the government operated by the likes of Mr. Nobody. This could open up several doors for the Furious crew to either have to help Fuentes… or avoid her. Maybe the God’s Eye MacGuffin from the latest movie will put Toretto on Fuentes’ radar? Maybe Mr. Nobody has a new job for Dom? I think Fast & Furious 8 will happen, particularly after Furious 7 just broke the bank. Do you? 

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The Only Thing That Can Beat Superman, According To Henry Cavill

Man of steel - one year later

When you’re a Kryptonian that gains amazing abilities while under Earth’s yellow sun, there’s not a lot of things capable of hurting you. That said, there are still a few things that can hurt Superman, chief among them Kryptonite (which has become a pop culture reference for a person’s specific weakness) and magic in the comics. But if you ask current Superman actor Henry Cavill, there’s only one thing truly capable of beating the Man of Steel: himself. 

In an interview with The Guardian, Cavill pointed out that Superman’s moral code drives the decisions he makes, and this can result in his "noggin" messing with him while fighting adversaries, which makes for good storytelling. Or as Cavill put it simply:

The only thing that can really beat Superman is Superman.

Keep in mind that Cavill’s statement shouldn’t be taken too literally. Obviously Superman shouldn’t get too close to Kryptonite if he can help it. Still, the actor has a point. Superman’s various abilities make him more powerful than any normal human on Earth (there are a few demigods and metahumans that could give him a run for his money), but as far as intelligence goes, Superman is just like every one else on the planet. He struggles with the decisions he makes, and because he wants to use his powers for good, there’s more of a burden on him to always make the right choices. That’s a lot for anybody to handle.

We first saw Superman face moral quandaries in the DC Cinematic Universe in Man of Steel fighting Zod. Sure the Kryptonian general was a physical threat, but in order to stop him from killing more innocents, Superman was forced to take Zod’s life, something which devastated him. Batman V Superman: Dawn of Justice will, of course, dedicate a significant amount of time to his conflict with Batman. Cavill has already mentioned that Superman will try to avoid a direct fight with Gotham City’s Dark Knight at first, but part of me wonders if when they are fighting, Kal-El will underestimate Bruce Wayne simply because he doesn’t have powers. Then there’s Lex Luthor and possibly Doomsday on his plate as well, both of whom may get the better of him as well.




The trailers have also showed that Superman will be dealing with the conflicting opinions people have of him, varying from watchful savior to escalating threat. Not that he should care what anyone thinks about him, but even so, he’s still just a man… metaphorically speaking, that is. He’s just trying to make his way in the world like everyone else, and expectations can weigh heavily.

You can see Superman back in action when Batman V Superman: Dawn of Justice hits theaters on March 25, 2016. 

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